RECOVERY PROCESS
Our average collection time ranges from 2 to 6 months from the start of the legal process.
FAST COLLECTION,
SIMPLE AND
RISK FREE
After providing the case details, we establish guidelines with the client that direct our actions throughout the recovery process. This relieves clients from the daily decisions needed during the procedure and ensures that the legal process is successfully concluded as quickly as possible.
LATE INTEREST CALCULATOR
With the help of the online application, you can calculate the accrued late interest for any debt of your choice.
ADVANTAGES OF OUR FAST RECOVERY PROCESS
A unique advantage of our law firm is that payments related to collections are processed through our fiduciary accounts. Additionally, under certain conditions, our law firm can obtain debtor information, which increases the success rate of the collection process.
- Fast action
- Timely responses
- Access to case information at any time
FAQ
QUESTIONS FROM CREDITOR
HOW DOES THE CREDITOR START THE LEGAL DEBT COLLECTION PROCESS?
If you already have the complete documentation regarding the debtor, you can send us the documention, along with the debtor’s details, so we can prepare a proposal to initiate the legal collection process, along with our offer. Otherwise, please email us at info@tos.si. We will provide you with our response by the end of the same business day or at the latest within 24 hours.
DO YOU OFFER FULL CASE HANDLING?
Yes. In our office, we guide you from the first day of delay when the debtor fails to settle the obligation, all the way to full repayment, which also includes accounting management of the case.
DO I HAVE ANY COSTS ASSOCIATED WITH THE LEGAL COLLECTION PROCESS?
Yes. The court fee for initiating electronic legal collection is €44.00. For all other inquiries, please email us at info@tos.si.
HOW DO I SEND YOU A LARGER VOLUME OF DOCUMENTATION?
For the initial contact, please email us at info@tos.si. This way, we can get acquainted and present the workings of our unique debt recovery program.
HOW QUICKLY CAN I RECEIVE PAYMENT?
Over the years, we have found that the key to successful collection is proper documentation and prompt action. Our average receovery time ranges from 2 to 6 months from the start of the legal process.
DO YOU ONLY HANDLE ENFORCEMENT PROCEEDINGS, OR DO YOU ALSO HAVE EXPERIENCE IN INSOLVENCY LAW?
We handle all collection procedures for our clients, which certainly includes proceedings related to insolvency (bankruptcy proceedings).
WHAT ENFORCEMENT MEASURES ARE POSSIBLE DURING THE ENFORCEMENT PROCESS?
Enforcement measures for collection are determined together with the client. The most common enforcement measures include wage and regular income garnishment, seizure of funds in a bank account, and a bailiff’s visit to the debtor’s home to seize movable property (most often a vehicle).
WHAT ENFORCEMENT MEASURES ARE POSSIBLE DURING THE ENFORCEMENT PROCESS?
Enforcement measures for collection are determined together with the client. The most common enforcement measures include wage and regular income garnishment, seizure of funds in a bank account, and a bailiff’s visit to the debtor’s home to seize movable property (most often a vehicle).
WHAT HAPPENS IF I FILE AN ENFORCEMENT AGAINST THE DEBTOR AND THEY KEEP CALLING ME?
We suggest that you redirect the communication to our office.
QUESTIONS FROM DEBTORS
DON’T KNOW WHY YOU ARE INITIATING ENFORCEMENT AGAINST ME.
Please email us at info@tos.si or call us at 01 200 17 60.
HOW MUCH DO I STILL OWE?
We do not provide debt status over the phone. Please send your inquiry regarding the debt status via email to info@tos.si. Kindly include the following information:
• Your first and last name
• Case reference number
• The date for which you would like to know the debt status.
WHAT IS THE DEADLINE FOR PAYMENT?
The deadline for voluntary payment is 8 days from the receipt of the enforcement order. During this period, statutory late interest will be applied to the debt, which you can calculate using our application here: KLIK.
After the voluntary payment deadline has passed, the enforcement order will become final. The court will forward this order to your bank, employer, and the bailiff for execution.
CAN YOU ADVISE ME ON WHAT TO DO TO AVOID FORCED DEDUCTIONS?
Pay the debt within the voluntary payment period.
WHERE SHOULD I PAY THE AMOUNT YOU ARE CLAIMING FROM ME?
On page 6 of the documentation you received with the enforcement order, there is a section titled “Account for payment of the collected amount,” which lists the fiduciary account of our office. For the payment reference, please use the numbers located in the upper left corner of the first page of the enforcement order, starting with the letters VL.
Please note that the amount of the debt is at least the sum of both amounts listed on the first page of the enforcement order.
Please pay attention to the text “due to the collection of … EUR” and “creditor’s costs are assessed at __ EUR.” You need to add both amounts together and include the late interest, which you can calculate using our calculator.
WHAT DO THE CREDITOR’S COSTS, AS DETERMINED BY THE COURT IN THE ENFORCEMENT ORDER, REPRESENT?
The costs consist of the court fee of €44.00 and attorney fees for the enforcement proposal, calculated according to the Attorney Tariff.
WHAT ENFORCEMENT MEASURES ARE POSSIBLE DURING THE ENFORCEMENT PROCESS?
Enforcement measures for collection are determined together with the client. The most common enforcement measures include wage and regular income garnishment, seizure of funds in a bank account, and a bailiff’s visit to the debtor’s home to seize movable property (most often a vehicle).
WHAT IS THE HIGHEST AMOUNT THAT CAN BE SEIZED FROM ME?
The law stipulates that the debtor must be left with at least 76% of the minimum wage after a forced deduction. If the debtor supports a family member or another person they are legally required to support, the amount left must also include the allowance determined for the person the debtor supports, based on the criteria set by the law governing social welfare benefits for cash social assistance. For an exact calculation, please contact your employer’s accounting department, as they have your family details. We are unable to provide this calculation.
WRITE TO US
The Law firm Toš & Partners, d.o.o.
Beethovnova ulica 12
SI-1000 Ljubljana
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